Chip cards and magnetic stripe cards are common bank cards, but there are big differences between the two, mainly in the following aspects:
1. Different storage methods
The information of the magnetic stripe card is stored by coating the card with magnetic substances, while the chip card uses an integrated circuit chip to store and process the information. Chip cards have a larger storage capacity and can store more information and applications.
2. Different security
The information of magnetic stripe card is easy to be read and copied, which has great security risks. The chip card adopts measures such as encryption technology and password protection, which has higher security and is difficult to be copied and stolen.
3. Different functions
Compared with magnetic stripe card, chip card has more functions, which can realize a variety of applications such as electronic wallet, electronic signature, dynamic password, etc., and has a wider range of application scenarios and higher practical value.
In general, chip cards have higher security and more functions than magnetic stripe cards, which is the trend of bank card development. However, the cost of chip cards is higher and requires more complex manufacturing processes and technologies, so magnetic stripe cards are still used in some regions and occasions.
Chip cards are different from magnetic stripe cards.
Because the magnetic stripe card uses magnetic materials to store and identify the signal, while the chip card stores the information in the chip and reads it through electrical signal transmission.
Chip cards are more secure, store more information, and read faster, while magnetic stripe cards are easy to be erased or interfered with magnetic fields, and are easy to be stolen.
At the same time, the chip card also has multiple application functions, such as flash payment, ID card, access control, etc., and gradually replace the magnetic stripe card. The wide application of chip cards helps to improve the convenience and security of people's lives, but it also needs to vigorously promote and strengthen people's awareness of use, and protect personal information security and privacy.
The storage media is different
Magnetic stripe card is the use of magnetic carrier to record customer information, used to identify the card.
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There is a black magnetic strip running from left to right on the back of the card.
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When billing use, the magnetic strip should be completely crossed on the dedicated card reader.
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Magnetic card information will be temporarily stored on the card machine, with excessive use, contact with magnetic substances and other reasons, easy to degaussing.
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Chip cards are more secure and can store information such as keys, digital certificates, and fingerprints in the chip.
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The chip card has read\/write protection and data encryption.
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By adopting the technology of personal password, card and reader two-way authentication, the card data is prevented from being copied.
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A significant increase in security is one of the main reasons for upgrading magnetic stripe cards to chip cards.
Both chip card and magnetic stripe card refer to one of the storage cards, and their main difference lies in the storage method: 1. Storage: The information in the chip card is stored in the card in the form of a chip, while the magnetic stripe card stores the information magnetically.
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2. Storage capacity: Because the information in the chip card is stored digitally, its storage capacity is often larger than that of the magnetic stripe card.
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3. Security: Because the chip card has a security mechanism such as password and key protection, it is more difficult to steal and steal, while the magnetic stripe card is relatively insecure.
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4. Scope of use: Chip cards are mainly used in bank cards, certificate cards, access control cards and other high security fields, while magnetic stripe cards are mainly used in simple application fields such as customer cards and integral cards.
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In general, chip cards are more secure and reliable than magnetic stripe cards, but they are correspondingly more expensive.
The storage nature is not the same, the security number is not the same, the magnetic stripe card generally stores less information, but also easy to be stolen by criminals, and the chip card has a high security factor, generally all the information is large, all the information is recorded in the chip!
Chip cards are very different from magnetic stripe cards.
Chip card is embedded in the chip in the plastic card or directly embedded in the object, can store more information, information security is higher, more convenient to use, you can directly put the card into the card reader, do not need to swipe the card like a magnetic stripe card.
The magnetic stripe card is covered on the surface of the card with a layer of magnetic material, through the magnetic field to achieve data transmission, information storage capacity is relatively small, vulnerable to magnetic field interference caused by information loss.
Therefore, there is a big difference between chip card and magnetic stripe card, chip card is more secure, convenient and efficient.
Under normal circumstances, chip cards and magnetic stripe cards work in different ways and have different security levels. Under normal circumstances, magnetic stripe cards have a low security level and are basically rarely used, while chip cards have higher encryption security.
1, the difference between magnetic stripe cards and chip cards is mainly in three aspects: media, safety factor and working principle
2. The chip card is a bank card with a chip as the medium, while the magnetic stripe card uses a magnetic carrier to record English and digital information
3. The chip card has a high security factor, which can store key, digital certificate, fingerprint and other information, and take personal password, card and reader two-way authentication in the use of protection to prevent card data from being copied. The magnetic stripe card is easy to be copied and has low security
4. Chip cards and magnetic stripe cards also work differently, in that chip cards record information through an electronic chip, while magnetic stripe cards record information with magnetic signals