The interest rate of each bank's CD is different. The People's Bank of China's benchmark interest rate for three-year deposits is 2.75%, and the interest rate on certificates of deposit can rise up to 55% above the benchmark rate.
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For example, the interest rate of 300,000 large certificate of deposit for 3 years is 3.9%, then the interest rate of 300,000 yuan for 3 years is about 300,000 ×3.9%×3= 35,100 yuan. The exact amount is calculated according to the interest rate of the selected bank deposit.
When the three-year interest rate of 300,000 yuan is 3.9%, the interest can be obtained 30×0.039×3= 35,100 yuan.
Interest 300000*3.9%*3= 35,100 yuan