The individual payment standard of medical insurance for urban and rural residents is as follows: high-grade: 450. 00 yuan\/person, low-grade: 320. 00 yuan\/person, the difference between high-grade and low-grade: the proportion of medical expenses reimbursed in different grade hospitals is different, taking the new rural cooperative medical insurance in 2021 as an example:
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In the primary, secondary and tertiary medical insurance designated hospitals, the reimbursement ratio of high-grade inpatient medical expenses is: 90%, 80%, 65%; At the lower end, the reimbursement rate is 85 percent, 75 percent and 55 percent. In other words, the better the hospital, the lower the proportion of medical expenses reimbursed; Treatment costs within the same reimbursement range are 5% or 10% less at the lower end of the spectrum than at the higher end.
1, township level health centers (first-level hospitals) reimbursement of 85%, the starting line of 200 yuan
2, county-level hospital (second-level hospital) reimbursement of 70%, the starting line of 500 yuan
3. Municipal hospitals (tertiary hospitals) will be reimbursed 55%, with a minimum payment line of 700 yuan
4, provincial hospital (tertiary hospital) reimbursement of 50%, the minimum payment line of 1000 yuan
The reimbursement ratio of the new rural Cooperative Medical Care 450: first-level hospitals can report 80%, second-level hospitals can report 60%, third-level hospitals can report 50%, the limit of 200,000, the reimbursement ratio of 650: first-level hospitals can report 80%, second-level hospitals can report 65%, third-level hospitals can report 55%, the limit of 300,000