The bank can remove the chip affixed to the mobile phone card. You can take your ID card to the business hall of the bank to handle the mobile phone banking, so that you do not need to attach the chip and update it. I hope my advice will be helpful to you.
No, if you take it away, mobile banking won't work. If you want to remove the patch, you need to go to the counter to open a client account! That way you don't need a patch!