The DC electronic token is a dedicated hardware equipped with a built-in power supply, password generation chip and display screen that automatically updates the dynamic password at regular intervals according to a specialized algorithm.
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1. The online banking system based on the dynamic password technology is also known as the once-secret (OTP) system, that is, the user's authentication password is changed, the password is invalid after one use, and the password for the next login is a completely different new password.
2 What is the difference between the electronic token and the u shield: the form is different: the U shield needs to be plugged into the USB interface of the computer and can be carried on the person, while the electronic token does not need to be plugged into the USB interface and is carried on the person; Different payment methods: there is an electronic token boot password, the password can be used in mobile banking and online banking, payment will be issued in the electronic token payment dynamic code, more convenient and secure.
3, electronic tokens are widely used in the field of security authentication, which greatly improves the security of online banking login and transactions. Using the TOTP algorithm, the token card computes the torrent file and the current time (the token card has its own internal clock and does not depend on the computer's time zone) to produce a continuous stream of different dynamic passwords that are displayed on the screen, while the bank's server does the same.