At this stage, magnetic stripe cards and IC cards are mixed, so some banks have IC cards, some banks do not have IC cards;
In order to improve the security of bank cards, all banks are now gradually using chip magnetic stripe mixed cards to replace simple magnetic stripe cards for transitional replacement, and finally complete the transformation from magnetic stripe cards to IC chip cards.
Benefits of IC Chip card:
IC chip cards are not easy to copy;
The IC chip card has a long service life, with a theoretical life of 30 years, and the magnetic stripe card is only 10 years.
IC chip cards will not be demagnetized;
Contactless IC chip card support flash payment function, payment is convenient and fast;
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Banks are now phasing out magnetic stripe cards;
At present, the chip-magnetic stripe hybrid card is issued to adapt to some old equipment;
After the bank gradually updates the equipment, it will completely stop supporting the magnetic stripe card.
Yes, yes, yes. First of all, to protect the card, in fact, as far as I know, the production of bank cards is outsourced, and the quality of a certain batch of cards from a certain manufacturer may not be resistant, such as a card that I have changed out, and has been put in the wallet without much chip on the black...
Many customers also responded that the ATM machine could not read it after a period of time, and we were quite helpless.
Secondly, if the card is broken, take the card and ID card to the counter to apply for replacement, the balance does not affect, as long as there is no contract such as utility loans and other intermediate business on the line.