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First, the first difference is the medium
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Chip card is a financial IC card, it is a bank card with a chip as the medium, the front of the card has a chip, is able to support the flash payment function. The magnetic stripe card uses a magnetic carrier to record English and digital information, which can be used for identification or other purposes.
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Second, the second difference is the safety factor
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Chip card can store key, digital certificate, fingerprint and other information, the card has read and write protection number data encryption protection, and in the use of protection to take personal password, card and reader two-way authentication, to prevent card data from being copied, it has high security. The magnetic strip card is likely to be used by criminals to steal the fake card after the magnetic device is written, so the safety factor will be low.
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Third, the third difference is that the working principle is different
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The chip card has more chips than the magnetic stripe card, and it is not only necessary to brush the magnetic stripe when paying, but also to verify the chip.